P2P Trading
Direct crypto exchange between users without intermediary — for buying with RSD.
P2P (Peer-to-Peer) trading is a model where users directly buy and sell cryptocurrencies between themselves, while the platform (Binance P2P, OKX P2P) only serves as intermediary for escrow and matching.
How it works: 1. Seller places an ad — rate, minimum, maximum amount, payment methods 2. Buyer selects matching ad 3. Seller's crypto enters escrow (exchange holds it) 4. Buyer pays seller directly (bank transfer, PayPal, Revolut, cash...) 5. Seller confirms receipt of payment 6. Exchange releases crypto from escrow to buyer
Why use P2P:
•No direct banking interface — can use any payment method
•Buying with RSD — Serbian banks directly
•Anonymity (less than central purchase)
•Flexible rate
Risks:
•Scam from buyer — you pay but don't receive crypto (escrow protects)
•Chargeback scam — credit card payment then withdrawn
•Phishing — fake P2P platforms
Recommendation: Trade with users with >100 trades and >95% positive ratings on Binance/OKX P2P.