Kriptomenjačnica

Non-KYC Crypto Options

Legal options for using crypto without KYC verification — DEX, P2P, Bitcoin ATM.

Some users prefer crypto without identity verification — there are legal options, but with limitations.

Non-KYC options:

1. DEX (Decentralized Exchange) • Uniswap, 1inch, Jupiter, dYdX • No registration or KYC • Requires Web3 wallet (MetaMask, Phantom) • No fiat on-ramp

2. P2P trading • HodlHodl — Bitcoin P2P, non-custodial • Bisq — open source desktop P2P • LocalCoinSwap — multi-coin P2P • Limit: amounts restricted in practice

3. Bitcoin ATM • Cash purchase without KYC up to certain limit • EU: limit up to €1000 without KYC • High fees (5-10%)

4. Binance/OKX P2P limit without verification • Some exchanges have minimal level without full KYC • Limited daily limit (typically < €1000)

5. Non-custodial swap protocols • Thorchain — cross-chain without KYC • Boltz — Lightning ↔ on-chain swap

Privacy-focused coins:

Monero (XMR) — private transactions by default
Zcash (ZEC) — optional privacy

Legal framework:

Non-KYC != illegal
Limits exist to fulfill AML requirements
Large amounts without KYC = red flag for banks
Serbia Digital Assets Law — KYC for professional service providers

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