Kripto yield strategije

Kripto yield strategije omogućavaju generisanje pasivnog prihoda od kriptovaluta — od konzervativnog staking-a do kompleksnog yield farming-a.

Hijerarhija rizika i prinosa:

1. Centralizovani staking (nizak rizik, 3-8%) • Binance Earn, OKX Earn • Binance Flexible USDT ~5% APY • Rizik: exchange insolvency

2. Native PoS staking (nizak-srednji rizik, 4-15%) • ETH staking: ~4% APY • SOL staking: ~7% APY • ATOM staking: ~15% APY • Rizik: slashing, validator downtime

3. Liquid staking (nizak-srednji, 4-8%) • Lido stETH, Rocket Pool rETH • Zadržava likvidnost • Rizik: smart contract + depeg

4. Lending (srednji rizik, 3-12%) • AAVE, Compound — supply USDC/ETH • Kamatna stopa varira sa tražnjom • Rizik: smart contract, utilization rate

5. LP (Liquidity Providing) (srednji-visok, 10-50%+) • Uniswap v3, Curve • Fee prihod + yield farming • Rizik: Impermanent Loss + smart contract

6. Yield farming (visok rizik, 50-1000%+) • Novi protokoli, visoki APY • Inflatorni tokeni, kratkotrajan yield • Rizik: rugpull, exploit, IL, tokenomics