Stablecoin Yield
Earning on USD or EUR without crypto volatility — 4–15% APY in DeFi and CeFi.
Stablecoin yield is passive income earned by holding stablecoins (USDT, USDC, DAI) in various protocols — without the volatility risk of cryptocurrencies.
Sources of stablecoin yield:
1. CEX Earn (Binance, OKX) • 3–8% APY on USDT/USDC • Simple, but centralized risk • Insured up to certain amount
2. DeFi Lending • Aave, Compound — deposit USDC, earn interest • 2–8% APY, varies with loan demand
3. DEX Liquidity (Stablecoin pair) • Curve Finance — USDC/USDT/DAI pool • ~3–5% APY from trading fees + CRV rewards • Minimal impermanent loss (same pegged stable pairs)
4. Yield Aggregators • Yearn Finance — automatically finds best stablecoin yield
Risks:
"If yield looks too good to be true, it probably is" — rule of crypto world.