Example Crypto Portfolio Strategies
Concrete portfolio allocation examples for conservative, moderate and aggressive investors.
There is no single correct portfolio — depends on risk tolerance, investment horizon and experience.
Portfolio 1: Conservative (risk aversion)
•50% Bitcoin (BTC)
•20% Ethereum (ETH)
•30% Stablecoins on yield (USDT/USDC Binance Earn)
•Goal: preserve value, beat inflation
•Rebalance: quarterly
Portfolio 2: Moderate (balanced)
•40% Bitcoin
•25% Ethereum
•15% Solana
•10% Blue-chip alts (BNB, AVAX, DOT)
•10% Stablecoins (buffer for buying dips)
•Goal: market return + lower risk
•Rebalance: monthly or on >10% deviation
Portfolio 3: Aggressive (risk-on)
•30% Bitcoin
•20% Ethereum
•20% Large cap alts (SOL, MATIC...)
•20% Mid cap alts (narrative based)
•10% High risk (meme, L2 tokens, airdrop plays)
•Goal: outperform market
•Active rebalance + profit taking in bull market
Portfolio 4: DeFi native
•30% ETH (staking/liquid staking)
•20% SOL (staking)
•30% Stablecoin yield (Aave, Pendle)
•20% LP positions (Uniswap v3, Curve)
•Goal: generate passive income
General rules:
•Never >5% portfolio in one mid/small cap
•Always hold 10-20% stablecoins (cash for dips)
•Don't invest borrowed money